If a trust account is revocable, what can the purchaser receive prior to the death of the contract beneficiary?

When a trust account is revocable, it implies that the purchaser retains the right to alter or dissolve the agreement prior to the death of the contract beneficiary. This flexibility is significant because it allows the purchaser to reclaim funds that have been entrusted for a specific purpose, such as pre-funding funeral expenses.

In this context, if the purchaser requests a return of their funds from a revocable trust account, they are entitled to receive both the payments they have made into the account and any earnings or interest accrued on those payments. This reflects the inherent nature of revocable trusts, which allow for the retrieval of funds along with accrued benefits, recognizing that the initial investment can grow over time due to interest.

Thus, the correct answer encompasses the full scope of recovery from a revocable trust account, acknowledging the purchaser's rights to both their principal contributions and any additional earnings accrued, providing a balanced approach to financial management and consumer rights in funeral planning.